£10.00 a month to cover upto five electrical items. Subject to terms.

What is covered

Breakdown of all mechanical, electrical and electronic components of the appliance that were the manufacturer's original fitment except:

a: Service Items, normally replaceable components or limited life consumables includings but not limited to: fuses, batteries, disks, records, tapes, styli, cartridges and software, vacum cleaner bags, belts, brushes and tools, light bulbs and fluorescent tubes, remote controls, home computer printer heads, games controls, mice.

b: Cosmetic Items including but not limited to:light covers, knobs, buttons, paintwork, plastic or metal casings, trim, badges or other insignia.

Significant or Unusual Exclusions Or Limitations:

What is not Covered

Any claims occuring in the first 14 days following the start date. this does not apply after the first renewal of the policy.

Service Items, normally replaceable components or limited life consumables includings but not limited to: fuses, batteries, disks, records, tapes, styli, cartridges and software, vacum cleaner bags, belts, brushes and tools, light bulbs and fluorescent tubes, remote controls, home computer printer heads, games controls, mice.

Cosmetic Items including but not limited to:light covers, knobs, buttons, paintwork, plastic or metal casings, trim, badges or other insignia.

Where the appliance is used for any purpose other than private or domestic use or where the appliance is sited at an address other than the policyholder's permanent residence in the United Kingdom.

Any appliance purchased outside the United Kingdom.

Defects in external wiring, electrical connection or plumbing that are no an integral part of the appliance.

Any external cause including but not limited to:fire, flood, lightning, theft, attempted theft, explosion or water damage.

Repaire carried out by other than an aunthorised repairer or not carried out the United Kingdom.

Cost incurred where no breakdown has been found.

Design, manufacturing or other faults which are the subject of a recall by the manufacturer.

The insurance will not apply of the appliance(s) is modified in any way.

Property more specifically insured by any other policy.

Reduction in market value following repair or re-instatement.

Any appliance with a purchase price of over £3000.

Any ppliance over 8 years old.

Computers, PDA's (personal digital assistants), mobile phones or other appliance categories that are not included on the scheme literature offering this to you.